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Markel Terms of Use

Conditions for Use of This Site

By using this web site, you signify your agreement to the terms and conditions contained in these legal notices. Please read these terms carefully. We reserve the right to add, delete or otherwise modify portions of these terms at any time. User access to and use of this web site is subject to all applicable federal, state and local laws and regulations. Virginia law and Federal law will govern the interpretation and enforcement of these terms and conditions.

Disclaimer

This web site has been prepared solely for the purpose of providing information about Markel Corporation and the services and products it offers through its subsidiaries. Markel has compiled this web site in good faith. However, no representation is made as to the completeness or accuracy of the information it contains. In particular, you should be aware that this information may be incomplete, may contain errors or may have become out of date. The reports filed by Markel with the Securities and Exchange Commission and listed on this web site speak only as of the respective dates on which they are filed or used by Markel. Markel makes no commitment, and disclaims any duty, to update any of those reports. THIS WEB SITE AND THE INFORMATION CONTAINED HEREIN (INCLUDING ANY REFERENCES TO PRODUCTS OR SERVICES) ARE PROVIDED "AS IS" WITHOUT ANY WARRANTY OR IMPLIED TERM OF ANY KIND. MARKEL AND ITS SUBSIDIARIES SHALL NOT BE SUBJECT TO LIABILITY FOR ANY DAMAGES OF ANY KIND, WHETHER DIRECT, INDIRECT, SPECIAL, INCIDENTAL, CONSEQUENTIAL OR OTHERWISE, WHETHER OR NOT ADVISED OF THE POSSIBILITY THEREOF, UNDER ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE PROVISION OF INFORMATION ON THIS WEB SITE.

Copyrights

Copyright Notice: Copyright 2005 Markel Corporation. All rights reserved. No materials from this web site may be copied, reproduced, republished, posted, or distributed in any way, except as expressly permitted herein or with the prior consent of Markel Corporation.

Trademarks

Trademark Notice: MARKEL and Design is a registered trademark of Markel Corporation. All other trademarks are property of Markel Corporation or its subsidiaries unless otherwise designated.

Forward-Looking Statements

This is a Safe Harbor statement under the Private Securities Litigation Reform Act of 1995. Certain statements contained herein are forward-looking statements that involve risks and uncertainties. Forward-looking statements may be identified by the use of terms such as believes, expects, estimate, may, intends, plan, will, should or anticipates or by the negative thereof or similar expressions, or by discussions of strategy. Markel has based the forward-looking statements on current expectations and projections about future events. These forward-looking statements are subject to risks, uncertainties and assumptions about Markel. Discussion of factors that could cause actual results to differ materially from management's projections, forecasts, estimates and expectations is contained in Markel's SEC filings.

Links to Other Materials

Some of the links available to you through this web site will allow you to leave the Markel web site. The Internet sites and the material that you can access there are not under the control of Markel, and Markel makes no representations and disclaims all liability with respect thereto. The links are provided only for your convenience, and their inclusion does not constitute nor imply approval or endorsement by Markel of the sites or their content.